If you’re going through a difficult time, it can make all the difference to have committed and experienced people on your side. Emergencies and crises like an auto accident, disability or the need to file for bankruptcy can turn your life upside down. If you’ve been injured in an accident or the workplace, have suffered due to medical malpractice, or if you’re considering filing for bankruptcy, having a legal team behind you can make all the difference to the outcome. Whether it’s a personal bankruptcy or disability attorneys with a detailed knowledge of the law will be able to present your case in the strongest light, making sure that you get the maximum compensation that is due to you.
Do you need to file a workers compensation claim?
There are federal and state guidelines for workplace safety but accidents do happen. Nearly three quarters or 74% of the states have some kind of rules that mandate businesses to pay workers compensation in the event that they are injured on the job.
Some of the commonest injuries are due to workers slipping on slick surfaces. Such accidents account for 88% of all workers compensation claims filed. Big or small small, accidents interrupt your working and everyday life. More than one in five or 22% of slip or fall workplace accidents caused employees to lose 31 days or more of work. Loss of earnings and medical bills are serious problems for most people, and workers compensation is intended to compensate for these losses and expenses.
Do you need a workers comp or disability attorney?
Even though payments like workers comp and disability are legally mandated, they can be contested by employers and business owners. The rules are complex and sometime it takes a specialist attorney who practices in this area of the law to file for and win the full amount owed to you.
Workplace accidents and disability can become a serious problem. The expenses seem to pile up and there is no income to meet those needs. Most people do not have sufficient saving to see them through an emergency. Less than 25% of all Americans have enough in a savings account to get through six months. As many as 27% don’t have any savings at all. Three out of four Americans live from paycheck to paycheck. Financial insecurity is unfortunately a way of life for many people.
This is why a workplace accident can become a major disaster. However, with experienced workers comp and disability attorneys on your case, you can be sure that you will receive fair treatment. For nearly all cases of workers compensation and disability attorneys can do a much better job you could unaided.
Legal help for bankruptcy filing
Most people think of bankruptcy filings as a routine administrative process, and go ahead and file on their own. However, having a lawyer file for you can make all the difference to the outcome. US bankruptcy court statistics show that in an average year, more than 1.5 million bankruptcy claims are filed. Of these, claims filed by a lawyer have a much great chance of success.
For Chapter 7 bankruptcy claims, those filed by an attorney, had a success rate of over 95%. Chapter 7 claims filed pro se had a 60% success rate. Likewise with Chapter 13 bankruptcy claims, the success rate when the claim is field by an attorney is 55%, compared to .04% when filed pro se.
Filing for bankruptcy can be a crisis in your life. Most bankruptcies are due to unpaid medical bills or student loans. A study by Harvard University found that around 62% of all personal bankruptcies in the U.S. are due to unpaid medical bills. Student loans account for around 15,000 bankruptcies a year, which is 1% of all U.S. bankruptcies.
A bankruptcy is meant to wipe the slate clean and give you a new start. Like workers comp and disability payments, most people think that this is just an administrative process that they can handle on their own. In fact, having workers compensation or disability attorneys on your side is essential for a successful outcome.